The Experts below are selected from a list of 30 Experts worldwide ranked by ideXlab platform
Dimitris N. Chorafas - One of the best experts on this subject based on the ideXlab platform.
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Relationship Banking, Customer Mirror and the Branch Office Network
The Commercial Banking Handbook, 1999Co-Authors: Dimitris N. ChorafasAbstract:A 19th-century merchant from Frankfurt is credited with having said that to buy a gem from a man who wants to sell it and resell it to one who wants to buy it, is very easy. But to buy a diamond from one who does not want to sell it and sell to one who does not care to buy it, that is business. This is also, in a nutshell, the function of relationship banking.
Suharjito - One of the best experts on this subject based on the ideXlab platform.
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Enhancing Branch Office Network Availability Using Cloud EoIP Gateway
Procedia Computer Science, 2021Co-Authors: Fransiskus W.p. Dharma, SuharjitoAbstract:Abstract Since internet service is mostly available in many countries, tunneling solution over an internet link often used in the company for Network communication between its multi-regional Branches. The current state of the art solution consisting of an EoIP tunnel combined with IPsec installed on the Head Quarter of the company. Researchers see this solution as prone to total Network disruption when the HQ loses its internet service. With the rising trend of cloud computing development, researchers then propose a multi-region Network infrastructure design consist of MikroTik devices and Cloud platforms using EoIP IPsec protocol. Cloud platform used as an EoIP IPsec gateway due to its high availability. From the implementation and testing, the EoIP Cloud gateway proved to have high Network availability. Branch Network communication proved to be running well with no impact on the HQ loss of internet services. IPsec also proved to be secure enough to secure user data transmitted over the internet. From the QoS findings, there is a 24ms drop in delay performance and 0,66 ms drop in jitter performance. The EoIP IPsec on cloud platform also proved to have a 0,97% improvement in throughput performance and has a 0% packet loss rate.
Steve Cocheo - One of the best experts on this subject based on the ideXlab platform.
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Is Main Street a State of Mind? Long Known as Broker to America's Hinterland, Edward D. Jones & Co. Now Places Four out of Ten Brokers in Such Small Towns as Chicago, Atlanta, and Seattle
ABA Banking Journal, 1994Co-Authors: Steve CocheoAbstract:Many mornings down at the Seneca Luncheonette, in Canandaigua, N.Y., banker George W. Hamlin IV sits down to coffee and an opportunity to critique the sales technique of a competitor. The competitor is the local representative of the Edward D. Jones & Co. stock brokerage. Hamlin, president and CEO of $320 million-assets Canandaigua National Bank and Trust Co., is often within earshot of the young local man who opened up shop for Jones about two years ago in the upstate New York town of 10,000. Hamlin's is almost an academic interest. He feels his bank and the Jones rep are going after different customer segments- "though after all is said and done, Jones does compete for deposit dollars." The banker personally believes people should have quite a bit in the bank before they even think about the investment markets, so Hamlin sometimes feels the broker is talking stocks to people who shouldn't be in the market. On the other hand, people who consult with the man know they are talking to a securities broker--indeed, one who lives and works right in town. In fact, this is classic Jones strategy-- "Bringing Wall Street to Main Street," to pick up on one of the company's slogans. Traditionally, Jones Offices have been established in rural communities like Canandaigua. This practice goes back to the mid1950s, when Edward D. Jones Jr. resisted the advice of his father (the firm's founder) to open Branch Offices in large cities. Instead, Jones Jr.--since deceased--wanted to reach out to unserved or underserved rural customers. The strategy has generally been successful. The company's Branch Office Network--largest in the country--has expanded to more than 2,600 Offices in the 48 continental states. The Offices are connected by a sophisticated data processing system that includes instantaneous satellite linkages to headquarters and the markets. The brokerage--which is a partnership-- hopes to expand to 4,500 locations by the end of 1996. Yet, as indicated in the headline, the Jones strategy has evolved to also include major cities. Today the classic Jones image as smalltown America's broker is far from the whole story. In recent years Jones has been opening its one-broker Offices in or around Chicago, Detroit, and other cities at such a rapid clip that now approximately 40% of its Offices are in metropolitan areas. In the Chicago environs alone, Jones maintains more than 80 separate brokerage Offices--like the others, small affairs that provide face-to-face, private service. Place for confused investors Jones made its reputation among small investors as a conservative organization dedicated to customers interested in buying and holding. The firm does not deal in speculative investments such as futures, options, or penny stocks; it prefers to guide its customers to mutual funds, government paper, and bonds with strong ratings, as well as, when appropriate, diversified portfolios of common stocks. "Our market is pretty nervous with the high-tech types of companies where the product cycle may be measured in days," says John W. Bachmann, managing principal (the organization's top position). Jones' clientele, he says, feel more comfortable investing in basic industries such as strong utility companies. Jones has also sold itself as a place the confused investor could come to for local, walk-in advice. In fact, Jones brokers, after extensive training, don't wait for potential customers to be attracted to their shingle. Before a broker is even permitted to open an Office, he or she must make about 1,000 in-person sales calls in the community they've selected to live and work in. "He took rejection like nobody I've ever seen," Missouri banker Michael Williamson says of a Jones broker who began serving Springfield, Mo., about five years ago. "Most of the people he called on already had a broker," says Williamson, who is president of $281 million-assets Empire Bank. …
Fransiskus W.p. Dharma - One of the best experts on this subject based on the ideXlab platform.
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Enhancing Branch Office Network Availability Using Cloud EoIP Gateway
Procedia Computer Science, 2021Co-Authors: Fransiskus W.p. Dharma, SuharjitoAbstract:Abstract Since internet service is mostly available in many countries, tunneling solution over an internet link often used in the company for Network communication between its multi-regional Branches. The current state of the art solution consisting of an EoIP tunnel combined with IPsec installed on the Head Quarter of the company. Researchers see this solution as prone to total Network disruption when the HQ loses its internet service. With the rising trend of cloud computing development, researchers then propose a multi-region Network infrastructure design consist of MikroTik devices and Cloud platforms using EoIP IPsec protocol. Cloud platform used as an EoIP IPsec gateway due to its high availability. From the implementation and testing, the EoIP Cloud gateway proved to have high Network availability. Branch Network communication proved to be running well with no impact on the HQ loss of internet services. IPsec also proved to be secure enough to secure user data transmitted over the internet. From the QoS findings, there is a 24ms drop in delay performance and 0,66 ms drop in jitter performance. The EoIP IPsec on cloud platform also proved to have a 0,97% improvement in throughput performance and has a 0% packet loss rate.
Mari Ohnuki - One of the best experts on this subject based on the ideXlab platform.
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Bank of Japan Network and financial market integration : from the establishment of the Bank of Japan until the early 20th century
Monetary and and Economic Studies, 2006Co-Authors: Mari OhnukiAbstract:One of the purposes cited for establishing the Bank of Japan (BOJ) was to gfacilitate finance h by promoting the nationwide integration of the regional financial markets, which until that point had been divided and functioned independently. Nonetheless, much remains unknown about Japanese financial transactions and the operations of the BOJ during the Meiji Period, and the role the BOJ played in the process of domestic financial market integration is still not sufficiently clear. The purpose of this paper is to examine, using interest rate data and documentary evidence of financial transactions, the role played by the BOJ in the process of financial market integration in Meiji Period Japan. The analysis finds that, from the perspective of reducing inter-regional interest rate differences, there was indeed significant progress toward financial market integration in the latter half of the 1890s. It also finds that the BOJ may have played a role in promoting financial market integration because the expansion of its Networks (a correspondent Network with privatesector banks and a Branch Office Network) served to facilitate the movement of funds between regions through the funds transfer services it provided.