The Experts below are selected from a list of 189 Experts worldwide ranked by ideXlab platform

Vishanth Weerakkody - One of the best experts on this subject based on the ideXlab platform.

  • blockchain for next generation Services in banking and Finance cost benefit risk and opportunity analysis
    Journal of Enterprise Information Management, 2020
    Co-Authors: Mohamad Osmani, Ramzi Elhaddadeh, Nitham Hindi, Marijn Janssen, Vishanth Weerakkody
    Abstract:

    Purpose: The purpose of this paper is to help in providing a better understanding of the application of blockchain technology in the context of the banking and Finance sectors. The aim is to outline blockchain's benefits, opportunities, costs, risks as well as challenges of the technology in the context of banking and Finance Services. Design/methodology/approach: Careful examination of the extant literature, including utilising relevant academic-based research databases has been carried out. It covered reviewing various research contributions published in peer-reviewed journals, academic reports, as well as technical reports to help in identifying related benefits, opportunities, costs and risks. Findings: The findings reveal that there are limited contributions in utilising blockchain in the banking and Finance sectors when compared with other sectors. As such, the study highlighted the relevant perspective of benefits, opportunities, costs and risks within such sectors. Practical implications: This study helps in offering a focal point to banking and financial sector managers and decision-makers for realising the value and offerings of blockchain technology as well as associated strategies and programmes. Originality/value: This study highlights the need for a holistic understanding of the various aspects of cost, benefits, risk and opportunities to create blockchain applications that work for banking and Finance sectors

Mohamad Osmani - One of the best experts on this subject based on the ideXlab platform.

  • blockchain for next generation Services in banking and Finance cost benefit risk and opportunity analysis
    Journal of Enterprise Information Management, 2020
    Co-Authors: Mohamad Osmani, Ramzi Elhaddadeh, Nitham Hindi, Marijn Janssen, Vishanth Weerakkody
    Abstract:

    Purpose: The purpose of this paper is to help in providing a better understanding of the application of blockchain technology in the context of the banking and Finance sectors. The aim is to outline blockchain's benefits, opportunities, costs, risks as well as challenges of the technology in the context of banking and Finance Services. Design/methodology/approach: Careful examination of the extant literature, including utilising relevant academic-based research databases has been carried out. It covered reviewing various research contributions published in peer-reviewed journals, academic reports, as well as technical reports to help in identifying related benefits, opportunities, costs and risks. Findings: The findings reveal that there are limited contributions in utilising blockchain in the banking and Finance sectors when compared with other sectors. As such, the study highlighted the relevant perspective of benefits, opportunities, costs and risks within such sectors. Practical implications: This study helps in offering a focal point to banking and financial sector managers and decision-makers for realising the value and offerings of blockchain technology as well as associated strategies and programmes. Originality/value: This study highlights the need for a holistic understanding of the various aspects of cost, benefits, risk and opportunities to create blockchain applications that work for banking and Finance sectors

Xie Sheng-tao - One of the best experts on this subject based on the ideXlab platform.

  • Research on Logistics Finance Services Products
    Logistics Sci-tech, 2009
    Co-Authors: Xie Sheng-tao
    Abstract:

    Logistics Finance service is the creative integration of logistics and Finance. As a component of logistics Finance service marketing mix, logistics Finance is an effective instrument used by provider to satisfy customer demand. The product theory of marketing is necessary for efficient logistics Finance operation, also required is intact understanding of logistics Finance, analyse of influential, mastery of the methodogy for new product development and product management.

C. Vijai - One of the best experts on this subject based on the ideXlab platform.

  • Fintech in India – Opportunities and Challenges
    SAARJ Journal on Banking & Insurance Research, 2019
    Co-Authors: C. Vijai
    Abstract:

    Fintech is financial technology; Fintech provides alternative solutions for banking Services and non-banking Finance Services. Fintech is an emerging concept in the financial industry. The main purpose of this paper accesses the opportunity and challenges in the fintech industry. It explains the evolution of the fintech industry and present financial technology (fintech) in the Indian Finance sector. The fintech provide digitalization transaction and more secure for the user. The benefits of fintech Services reducing operation costs and friendly users. The fintech Services India fastest growing in the world. The fintech Services are going to change the habits and behavior of the Indian Finance sector.

  • Fintech in India-opportunities and challenges
    SAARJ Journal on Banking & Insurance Research, 2019
    Co-Authors: C. Vijai
    Abstract:

    Fintech is financial technology; Fintech provides alternative solutions for banking Services and non-banking Finance Services. Fintech is an emerging concept in the financial industry. The main purpose of this paper accesses the opportunity and challenges in the fintech industry. It explains the evolution of the fintech industry and present financial technology (fintech) in the Indian Finance sector. The fintech provide digitalization transaction and more secure for the user. The benefits of fintech Services reducing operation costs and friendly users. The fintech Services India fastest growing in the world. The fintech Services are going to change the habits and behavior of the Indian Finance sector.

Danilo Vargas - One of the best experts on this subject based on the ideXlab platform.

  • effects of microFinance Services on clients socio economic status a case of community development microcredit Finance company limited cdm in busika kalagala luwero district uganda
    Social Science Research Network, 2021
    Co-Authors: Ketty Bwambale, Danilo Vargas
    Abstract:

    Generally, the study aimed to determine the effects of CDM’s microFinance Services on clients’ socio-economic status. This study covered 50 clients. These were selected through a simple random sampling method from a list of active and inactive beneficiaries of Community Development Micro-credit (CDM) Finance company implemented by Francis Atuhaire in Busika, Kalagala sub-county, Luwero district, Uganda. Using the Input - Process - Effect Model (IPE) of Weiss (1972) modified to suit the purpose of this research, where the qualitative and descriptive design was adopted. More than half of the respondents (56%) were male. With the mean age of 36. The majority were (66%) married, while, 72.0 percent were engaged in the non-business occupation. Clients have agreed that their attitude towards debt does not affect them on acquiring loans from CDM with the highest mean of 4.10 of highly favorable description clients value debt as an important thing which should be paid back and with an overall mean of 3.72. CDM Services which include: loan amount, collateral interest rate loan period, and capability building, the findings of the study have indicated with the overall mean of 3.65 that CDM Finance Services have increased clients’ income and also helped them to provide with the needs to their families. The study revealed the highest mean of 3.56 indicating that the system of group security for clients in accessing loans is difficult to comply with, and with an overall mean of 3.25 clients rated the demand of collateral fair.It was observed that loans give clients the opportunity to be able to provide for their families, this was revealed with the highest mean score of 3.96 and the overall mean of 3.81 with a description of agreement that they have achieved for their family basic needs and they have become more stable than before. There is an effect on health. At least some clients have been able to visit the health center because of the benefits from the company though they don’t have savings for emergencies. The study found out that age and education attainment is very important characteristics of the clients as a key in the successful loaning scheme. Mature people are more knowledgeable in terms of the experience of acquiring loans and they participate better in training and seminars conducted by CDM.