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Selvi Harvia Santri - One of the best experts on this subject based on the ideXlab platform.
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implementation of Insurance Principle Principles according to the book of trade law and no 40 of 2014
ICSScE 2018, 2018Co-Authors: Selvi Harvia SantriAbstract:Public awareness of the importance of protecting against various risks that occur and befall them at any time is one of the causes of the high number of Insurance users. Risks can result in loss of life or property. It is an advantage for Insurance companies that provide Insurance services. Insurance in its regulations refers to Law No. 40 of 2014 concerning Insurance, where Insurance or coverage is an agreement between two or more parties, whereby the insurer binds itself to the insured by accepting Insurance premiums, to provide compensation to the insured, due to loss, damage, or loss of expected profits or legal liability to third parties that may be suffered by the insured, arising from an uncertain event, or to provide a payment based on the death or life of an insured person. Insurance in the division consists of two types, namely loss Insurance in which objects are objects and Insurance amounts of money whose objects are souls. In practice various problems arise in Insurance, what obstacles are encountered by the insured in obtaining compensation and how are the Principles of Insurance based on the law of trade law. The purpose of this writing is to ensure that the insured manages the procedure to settle Insurance claims and knows the application of the Principles of Insurance in accordance with the law of trade law. The method that can be used is empirical juridical, by observing the field using secondary data and interview techniques and questionnaires.
Lingfeng Wang - One of the best experts on this subject based on the ideXlab platform.
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A Cybersecurity Insurance Model for Power System Reliability Considering Optimal Defense Resource Allocation
IEEE Transactions on Smart Grid, 2020Co-Authors: Lingfeng WangAbstract:With the increasing application of Information and Communication Technologies (ICTs), cyberattacks have become more prevalent against Cyber-Physical Systems (CPSs) such as the modern power grids. Various methods have been proposed to model the cybersecurity threats, but so far limited studies have been focused on the defensive strategies subject to the limited security budget. In this paper, the power supply reliability is evaluated considering the strategic allocation of defense resources. Specifically, the optimal mixed strategies are formulated by the Stackelberg Security Game (SSG) to allocate the defense resources on multiple targets subject to cyberattacks. The cyberattacks against the intrusion-tolerant Supervisory Control and Data Acquisition (SCADA) system are mathematically modeled by Semi-Markov Process (SMP) kernel. The intrusion tolerance capability of the SCADA system provides buffered residence time before the substation failure to enhance the network robustness against cyberattacks. Case studies of the cyberattack scenarios are carried out to demonstrate the intrusion tolerance capability. Depending on the defense resource allocation scheme, the intrusion-tolerant SCADA system possesses varying degrees of self-healing capability to restore to the good state and prevent the substations from failure. If more defense resources are invested on the substations, the intrusion tolerant capability can be further enhanced for protecting the substations. Finally, the actuarial Insurance Principle is designed to estimate transmission companies’ individual premiums considering correlated cybersecurity risks. The proposed Insurance premium Principle is designed to provide incentive for investments on enhancing the intrusion tolerance capability, which is verified by the results of case studies.
Faizal Kurniawan - One of the best experts on this subject based on the ideXlab platform.
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applying the Principle of Insurance on the credit life Insurance in the consumer lending
Rechtsidee, 2017Co-Authors: Prawitra Thalib, Hilda Yunita Sabrie, Faizal KurniawanAbstract:The specific task of the commercial banks are as follows: the bank must distribute most of the credit for developing the activities of the cooperatives and entrepreneurs economically weak or small entrepreneurs, the public banking that provides credit in foreign currency required to distribute some the foreign currency credit to finance the activities of non-oil exports and required to perform an assessment of the fulfillment the terms of the feasibility of the debtor's business. In carrying out its functions, the bank must still run banking Principles contained in the articles contained in the Banking Act. It is often in distribute the credit, the bank requires the third party, such as the Insurance companies. The purpose of Insurance companies is to minimize the risks that may be experienced by the bank as debtors failed to pay. The bank is very concerned with their Insurance company. There are various types of loans that cannot be separated by the Insurance, this study focuses on consumer credit in PT. Bank Jatim. In practice, especially consumer credit lending cannot be separated from the role of the Insurance companies. But in operating the bussiness, the Insurance companies should also continue to apply the Principles of general Insurance. The application of the Insurance Principle is intended that no aggrieved parties. Generally speaking, there will be a conflict of interest between the application of the Principles of Insurance carried by the Insurance company as an insurer with the business aspect of the field of Insurance and banking.
Prawitra Thalib - One of the best experts on this subject based on the ideXlab platform.
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applying the Principle of Insurance on the credit life Insurance in the consumer lending
Rechtsidee, 2017Co-Authors: Prawitra Thalib, Hilda Yunita Sabrie, Faizal KurniawanAbstract:The specific task of the commercial banks are as follows: the bank must distribute most of the credit for developing the activities of the cooperatives and entrepreneurs economically weak or small entrepreneurs, the public banking that provides credit in foreign currency required to distribute some the foreign currency credit to finance the activities of non-oil exports and required to perform an assessment of the fulfillment the terms of the feasibility of the debtor's business. In carrying out its functions, the bank must still run banking Principles contained in the articles contained in the Banking Act. It is often in distribute the credit, the bank requires the third party, such as the Insurance companies. The purpose of Insurance companies is to minimize the risks that may be experienced by the bank as debtors failed to pay. The bank is very concerned with their Insurance company. There are various types of loans that cannot be separated by the Insurance, this study focuses on consumer credit in PT. Bank Jatim. In practice, especially consumer credit lending cannot be separated from the role of the Insurance companies. But in operating the bussiness, the Insurance companies should also continue to apply the Principles of general Insurance. The application of the Insurance Principle is intended that no aggrieved parties. Generally speaking, there will be a conflict of interest between the application of the Principles of Insurance carried by the Insurance company as an insurer with the business aspect of the field of Insurance and banking.
Hilda Yunita Sabrie - One of the best experts on this subject based on the ideXlab platform.
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applying the Principle of Insurance on the credit life Insurance in the consumer lending
Rechtsidee, 2017Co-Authors: Prawitra Thalib, Hilda Yunita Sabrie, Faizal KurniawanAbstract:The specific task of the commercial banks are as follows: the bank must distribute most of the credit for developing the activities of the cooperatives and entrepreneurs economically weak or small entrepreneurs, the public banking that provides credit in foreign currency required to distribute some the foreign currency credit to finance the activities of non-oil exports and required to perform an assessment of the fulfillment the terms of the feasibility of the debtor's business. In carrying out its functions, the bank must still run banking Principles contained in the articles contained in the Banking Act. It is often in distribute the credit, the bank requires the third party, such as the Insurance companies. The purpose of Insurance companies is to minimize the risks that may be experienced by the bank as debtors failed to pay. The bank is very concerned with their Insurance company. There are various types of loans that cannot be separated by the Insurance, this study focuses on consumer credit in PT. Bank Jatim. In practice, especially consumer credit lending cannot be separated from the role of the Insurance companies. But in operating the bussiness, the Insurance companies should also continue to apply the Principles of general Insurance. The application of the Insurance Principle is intended that no aggrieved parties. Generally speaking, there will be a conflict of interest between the application of the Principles of Insurance carried by the Insurance company as an insurer with the business aspect of the field of Insurance and banking.