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Maxmillah Bituntu Muro - One of the best experts on this subject based on the ideXlab platform.
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electronic MONEY transfer SYSTEMS AND BUSINESS PROCESS MANAGEMENT AMONG COMMERCIAL BANKS IN KENYA
2016Co-Authors: Kepha Nyankora Getembe, Peterson Obara Magutu, Maxmillah Bituntu MuroAbstract:Conversion of ordinary business into e-business has forced organizations to be redesigned and reshaped. E-business is a combination of economic, technology and market forces that reinvented strategies of traditional business. The business process is counted to use the power of computers and communication networks which are known as Internet. This can allow organizations to stay competitive and more efficient. Also, new business models have been introduced and implemented in a variety of ways. electronic banking, also known as electronic fund transfer (EFT), uses computer and electronic technology as a substitute for checks and other paper transactions. EFTs are initiated through devices such as cards or codes that you use to gain access to your account. The study intended to establish how value can be created in business management through electronic money transfer systems in commercial banks in Kenya. This complements an earlier study on money transfer systems in Tanzania and Uganda. This was a descriptive study where the researcher visited the selected commercial banks in Nairobi Area and asked them about the benefits of using EFT in their banks. The study targeted forty five (45) commercial banks in Kenya. Primary data were obtained using a self administered questionnaire. The data were analyzed using procedures within the Statistical Package for Social Sciences (SPSS), PC version 10. Out of 25 respondents targeted for this study 20 of them responded to the questionnair
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electronic MONEY transfer SYSTEMS AND BUSINESS PROCESS MANAGEMENT AMONG COMMERCIAL BANKS IN KENYA
European Scientific Journal ESJ, 2013Co-Authors: Kepha Nyankora Getembe, Peterson Obara Magutu, Maxmillah Bituntu MuroAbstract:Conversion of ordinary business into e-business has forced organizations to be redesigned and reshaped. E-business is a combination of economic, technology and market forces that reinvented strategies of traditional business. The business process is counted to use the power of computers and communication networks which are known as Internet. This can allow organizations to stay competitive and more efficient. Also, new business models have been introduced and implemented in a variety of ways. electronic banking, also known as electronic fund transfer (EFT), uses computer and electronic technology as a substitute for checks and other paper transactions. EFTs are initiated through devices such as cards or codes that you use to gain access to your account. The study intended to establish how value can be created in business management through electronic money transfer systems in commercial banks in Kenya. This complements an earlier study on money transfer systems in Tanzania and Uganda. This was a descriptive study where the researcher visited the selected commercial banks in Nairobi Area and asked them about the benefits of using EFT in their banks. The study targeted forty five (45) commercial banks in Kenya. Primary data were obtained using a self administered questionnaire. The data were analyzed using procedures within the Statistical Package for Social Sciences (SPSS), PC version 10. Out of 25 respondents targeted for this study 20 of them responded to the questionnaire giving a response rate of 80%. The study found out that the study found out that various short comings such as cost, long queues, losses as a result of foreign exchange and difficulty dealing with the technology of money transfer systems affected the value of business process management. Many respondents used money transfer systems because of the benefits associated with them. Among the most preferred benefits was efficiency while others that came in where reliability and speed. Most of the respondents were willing to bear any cost of an MTS as it was efficient. In addition of value to BPM, EFTs and direct debit were found to be of great importance. However the cost of MTS and other shortcomings associated with them were found to have a significant effect on the value of Business process management. The researchers recommend an improvement in the efficiency of electronic Money transfer Systems so as to reap the maximum benefits out of them in BPM.
Luigi Romano - One of the best experts on this subject based on the ideXlab platform.
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Adaptable parsing of real-time data streams Ferdinando Campanile
2008Co-Authors: Ro Cilardo, Luigi RomanoAbstract:Today’s business processes are rarely accomplished inside the companies domains. More often they involve entities geographically distributed which interact in a loosely coupled cooperation. While cooperating, these entities generate transactional data streams, such as sequences of stock-market buy/sell orders, credit-card purchase records, Web server entries, and electronic fund transfer orders. Such streams are often collections of events stored and processed locally, and they thus have typically ad-hoc, heterogeneous formats. On the other hand, elements in such data streams usually share a common semantics and indeed they can be profitably mined in order to obtain combined global events. In this paper, we present an approach to the parsing of heterogeneous data streams based on the definition of formatdependent grammars and automatic production of adhoc parsers. The stream-dependent parsers can be obtained dynamically in a totally automatic way, provided that the appropriate grammar, written in a common format, is fed into the system. We also present a fully working implementation, that has been successfully integrated into a telecommunication environment for real-time processing of billing information flows. 1
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adaptable parsing of real time data streams
Parallel Distributed and Network-Based Processing, 2007Co-Authors: Ferdinando Campanile, Alessandro Cilardo, Luigi Coppolino, Luigi RomanoAbstract:Today's business processes are rarely accomplished inside the companies domains. More often they involve entities geographically distributed which interact in a loosely coupled cooperation. While cooperating, these entities generate transactional data streams, such as sequences of stock-market buy/sell orders, credit-card purchase records, Web server entries, and electronic fund transfer orders. Such streams are often collections of events stored and processed locally, and they thus have typically ad-hoc, heterogeneous formats. On the other hand, elements in such data streams usually share a common semantics and indeed they can be profitably mined in order to obtain combined global events. In this paper, we present an approach to the parsing of heterogeneous data streams based on the definition of format-dependent grammars and automatic production of ad-hoc parsers. The stream-dependent parsers can be obtained dynamically in a totally automatic way, provided that the appropriate grammar, written in a common format, is fed into the system. We also present a fully working implementation, that has been successfully integrated into a telecommunication environment for real-time processing of billing information flows
Soneye Gbolade Michael - One of the best experts on this subject based on the ideXlab platform.
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ASSESSMENT OF E-COMMERCE USAGE FOR EFFECTIVE SERVICE DELIVERY IN NIGERIA BANKING SECTOR
2017Co-Authors: Soneye Gbolade MichaelAbstract:This study assessed the extent of e-commerce usage for effective service delivery in Nigeria banking sector. Four research questions and four null hypotheses guided the study. Descriptive survey research design was adopted for the study. The study covered 64 microfinance banks in Oyo State, South-West, Nigeria. The population was made up of 1275 staffs from the 64 microfinance banks. The sample size consisted of 28 microfinance banks of which 280 staffs were purposively selected. A 28-item structured questionnaire was used as instrument for data collection. Four experts carried out the face and content validity of the instrument. The reliability was determined using Cronbach’s Alpha statistic Reliability Coefficient and reliability coefficient of 0.86 was obtained. The arithmetic mean and standard deviation were used to analyze data, answer research questions and determine the homogeneity or otherwise of the respondents’ means while ANOVA was used to test the null hypotheses at 0.05 level of significance. The findings revealed that microfinance banks in Oyo State have not use electronic payment cards as e-commerce delivery channels. They also use Internet marketing for product advertising and loan availability display; electronic fund transfer but have not been using it for online customers’ enlightment, online promotion of services and sending statements of account. It was recommended among other things, that management of microfinance banks should adopt most of the e-commerce delivery channel used by commercial banks in order to boost their standard of operation within the banking sector also, microfinance bank management should engage, encourage and sponsor their staff for re-training programmes to update their ICT knowledge, skills and competencies to effectively use the resources for quality customer service delivery
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ASSESSMENT OF E-COMMERCE USAGE FOR EFFECTIVE SERVICE DELIVERY IN NIGERIA BANKING SECTOR
Open Access Publishing Group, 2017Co-Authors: Soneye Gbolade MichaelAbstract:This study assessed the extent of e-commerce usage for effective service delivery in Nigeria banking sector. Four research questions and four null hypotheses guided the study. Descriptive survey research design was adopted for the study. The study covered 64 microfinance banks in Oyo State, South-West, Nigeria. The population was made up of 1275 staffs from the 64 microfinance banks. The sample size consisted of 28 microfinance banks of which 280 staffs were purposively selected. A 28-item structured questionnaire was used as instrument for data collection. Four experts carried out the face and content validity of the instrument. The reliability was determined using Cronbach’s Alpha statistic Reliability Coefficient and reliability coefficient of 0.86 was obtained. The arithmetic mean and standard deviation were used to analyze data, answer research questions and determine the homogeneity or otherwise of the respondents’ means while ANOVA was used to test the null hypotheses at 0.05 level of significance. The findings revealed that microfinance banks in Oyo State have not use electronic payment cards as e-commerce delivery channels. They also use Internet marketing for product advertising and loan availability display; electronic fund transfer but have not been using it for online customers’ enlightment, online promotion of services and sending statements of account. It was recommended among other things, that management of microfinance banks should adopt most of the e-commerce delivery channel used by commercial banks in order to boost their standard of operation within the banking sector also, microfinance bank management should engage, encourage and sponsor their staff for re-training programmes to update their ICT knowledge, skills and competencies to effectively use the resources for quality customer service delivery. Article visualizations
Kepha Nyankora Getembe - One of the best experts on this subject based on the ideXlab platform.
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electronic MONEY transfer SYSTEMS AND BUSINESS PROCESS MANAGEMENT AMONG COMMERCIAL BANKS IN KENYA
2016Co-Authors: Kepha Nyankora Getembe, Peterson Obara Magutu, Maxmillah Bituntu MuroAbstract:Conversion of ordinary business into e-business has forced organizations to be redesigned and reshaped. E-business is a combination of economic, technology and market forces that reinvented strategies of traditional business. The business process is counted to use the power of computers and communication networks which are known as Internet. This can allow organizations to stay competitive and more efficient. Also, new business models have been introduced and implemented in a variety of ways. electronic banking, also known as electronic fund transfer (EFT), uses computer and electronic technology as a substitute for checks and other paper transactions. EFTs are initiated through devices such as cards or codes that you use to gain access to your account. The study intended to establish how value can be created in business management through electronic money transfer systems in commercial banks in Kenya. This complements an earlier study on money transfer systems in Tanzania and Uganda. This was a descriptive study where the researcher visited the selected commercial banks in Nairobi Area and asked them about the benefits of using EFT in their banks. The study targeted forty five (45) commercial banks in Kenya. Primary data were obtained using a self administered questionnaire. The data were analyzed using procedures within the Statistical Package for Social Sciences (SPSS), PC version 10. Out of 25 respondents targeted for this study 20 of them responded to the questionnair
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electronic MONEY transfer SYSTEMS AND BUSINESS PROCESS MANAGEMENT AMONG COMMERCIAL BANKS IN KENYA
European Scientific Journal ESJ, 2013Co-Authors: Kepha Nyankora Getembe, Peterson Obara Magutu, Maxmillah Bituntu MuroAbstract:Conversion of ordinary business into e-business has forced organizations to be redesigned and reshaped. E-business is a combination of economic, technology and market forces that reinvented strategies of traditional business. The business process is counted to use the power of computers and communication networks which are known as Internet. This can allow organizations to stay competitive and more efficient. Also, new business models have been introduced and implemented in a variety of ways. electronic banking, also known as electronic fund transfer (EFT), uses computer and electronic technology as a substitute for checks and other paper transactions. EFTs are initiated through devices such as cards or codes that you use to gain access to your account. The study intended to establish how value can be created in business management through electronic money transfer systems in commercial banks in Kenya. This complements an earlier study on money transfer systems in Tanzania and Uganda. This was a descriptive study where the researcher visited the selected commercial banks in Nairobi Area and asked them about the benefits of using EFT in their banks. The study targeted forty five (45) commercial banks in Kenya. Primary data were obtained using a self administered questionnaire. The data were analyzed using procedures within the Statistical Package for Social Sciences (SPSS), PC version 10. Out of 25 respondents targeted for this study 20 of them responded to the questionnaire giving a response rate of 80%. The study found out that the study found out that various short comings such as cost, long queues, losses as a result of foreign exchange and difficulty dealing with the technology of money transfer systems affected the value of business process management. Many respondents used money transfer systems because of the benefits associated with them. Among the most preferred benefits was efficiency while others that came in where reliability and speed. Most of the respondents were willing to bear any cost of an MTS as it was efficient. In addition of value to BPM, EFTs and direct debit were found to be of great importance. However the cost of MTS and other shortcomings associated with them were found to have a significant effect on the value of Business process management. The researchers recommend an improvement in the efficiency of electronic Money transfer Systems so as to reap the maximum benefits out of them in BPM.
A M Elshafee - One of the best experts on this subject based on the ideXlab platform.
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dynamically key controlled symmetric block cipher kamfee
National Radio Science Conference, 2003Co-Authors: H M Elkamchouchi, A M ElshafeeAbstract:This paper gives a new symmetric cryptosystem having a key dependent block length and key dependent rounds, enhanced by a rotor. The number of rotor's wheels depends on key length too, rotor is implemented using successive eight bits affine transformation. Its block is divided into basic blocks of thirty-two bits length. 2/sup 32/ modulo addition and thirty-two bits XORING are used. It uses thirty-two bits s-boxes implemented using thirty-two affine transformation. Two steps of permutation are used, first step is basic block permutation and second step is basic block mixing. The strength of this system is compared with the well-known DES, GOST, BLOW FISH, IDEA, RC5 and RIJNDAEL and gives excellent results from the point of view of security characteristics and the statistics of the ciphertext. So authors suggest using KAMFEE in the area of banking and electronic fund transfer.
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dynamically key controlled symmetric block cipher kamfee march 18 20 2003 cairo egypt
2003Co-Authors: A M ElshafeeAbstract:This paper gives, a new symmetric cryptmystem having a key dependent block length and key dependent rounds, enhanced by a rotor. The number of rotor’s wheels depends on key length tw, rotor is implemented using suooessive eight bits affine transfonoations. Its block is divided into basic blocks of thirtytwo bits la& Z3’ modulo addition and Thuty-two bits XORING are used. It uses fhixty-two bits s-boxes implemented using thuty-two bits atfine transformation. Two steps of permutation are used, first step is basic block permutation and second step is basic block mixing. The strength of this system is compared with the well-kum DES, GOST. BLOW FISH, IDEA, RC5 and RIJNDAEL and gives excellent results from the point of view of dty characteristics and the statistics of the ciphertext. So authors suggests to use KAMFEE in the area of banking and electronic fund transfer. L INTRODUCTION In these days of Internet [I], Id area networks (LANs), cellular phones and satellite communication& both computer network security and information mrity issues are on rise. More and mre people are conununicahng with each other through these new media and more people are getting concemed about Senuity of the information they deal with in any of these communication media Cryptology is the science that deals with information security. It comprises both of cryptography, which is the science, concemed with how to protect information and Cryptanalysis which is the science concemed with how to nnsecure information that is thought to be protected and sawed by clyptographic means. Thus, cryptology is an active science that is in continuous study and big challenges. It always seeks to overwhelm the increasing computer sped There are two types of nyptosrstems symmetric and asymmetric. In symmetric cryptosysteq the encryption prows consists of an algorithm and a key. For given plaintext, the encryption algorithm gives its output depending on the key used. The ciphertext is hansmitted through the communication channel towards destination At the receiver the decryption algorithm uses the same key to convert ciphertext into plaintext again. Encrypion is expressed by the mathematical expression: