The Experts below are selected from a list of 14760 Experts worldwide ranked by ideXlab platform
Duc Khuong Nguyen - One of the best experts on this subject based on the ideXlab platform.
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local bank digital financial inclusion and sme financing constraints empirical evidence from china
Emerging Markets Finance and Trade, 2021Co-Authors: Duc Khuong NguyenAbstract:This paper investigates the impact of local banks and digital financial inclusion on Small and Medium-Sized Enterprise (SME) financing constraints. Using data from Chinese SMEs for the period 2007–...
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local bank digital financial inclusion and sme financing constraints empirical evidence from china
Emerging Markets Finance and Trade, 2021Co-Authors: Duc Khuong NguyenAbstract:This paper investigates the impact of local banks and digital financial inclusion on Small and Medium-Sized Enterprise (SME) financing constraints. Using data from Chinese SMEs for the period 2007–2017, our robust results find that (1) SMEs’ financing constraints are negatively associated with the proportion of local bank branches and the degree of digital financial inclusion; (2) the effect of local banks is more pronounced for firms which are small, transparent, and located in the regions less dependent on bank credit; and (3) local bank branches and digital financial inclusion have a substitution effect on alleviating SMEs’ financial constraints. The findings shed light on how digital finance technologies could influence traditional SME-bank relationships and have important policy and managerial implications.
Julien Dufour - One of the best experts on this subject based on the ideXlab platform.
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open innovation in smes towards formalization of openness
Journal of innovation management, 2015Co-Authors: Julien DufourAbstract:Open innovation has been widely debated in management literature. However, little attention has been given to how small and medium Sized Enterprises manage to open up their innovation process. Consequently, various questions remain unanswered. In particular, we want to shed light on the following issue: how small and medium-Sized Enterprises manage organizational changes in their journey from closed to open innovation. A literature review examines how small and medium-Sized Enterprises open up their innovation process based on nine perspectives. Then, the reference framework addresses the organizational changes embedded in evolving from closed to open innovation. In this sense, we use acknowledged concepts on organizational change research to carry out an in depth-case study on a small and medium-Sized Enterprise evolving in the sports equipment industry. The results demonstrate that, in its journey from closed to open innovation, the small and medium-Sized Enterprise has to stimulate and to manage changes to four company’s dimensions i.e. corporate culture, networking, organizational structure and knowledge management systems. The paper concludes by highlighting the diverse organizational changes undertaken by the company on these four dimensions. Based on this paper’s conclusion, managerial implications and discussion for future research are drawn.
Ben Clegg - One of the best experts on this subject based on the ideXlab platform.
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transformation of a small to medium Sized Enterprise to a multi organisation product service solution provider
International Journal of Production Economics, 2017Co-Authors: Ben Clegg, Paul Little, Steve Govette, Joel LogueAbstract:This paper aims to: (1) precis the extant literature on servitization and enterprization transformations, focusing on the role of information technology (IT) and information systems (IS) and their inter-relationships; (2) illustrate these interrelationships by showing how a small-to-medium-Sized Enterprise (SME) can move from being a predominantly independent SME, delivering only products, to become part of a multi-organisation Enterprise able to deliver product-service solutions; and (3) provide generic learning by proposing a new integrated business transformation model. The methodology used is abductive action research. A literature review is conducted to provide academically grounded themes to inform and interpret practical actions. An empirical case study is conducted with a UK SME from the construction industry that provides empirical data to illustrate a business transformation. Inductive reasoning is used to propose a new integrated transformation model. Findings show that enterprization and servitization transformation themes are highly interdependent and co-implementable when an IT/IS focus is taken. Furthermore, these transformations can be used as part of a successful strategy for growth by an SME. A new operating structure, labelled a product-service Enterprise (PSE), is proposed as part of a business transformation model to assist future deliveries of product-service solutions (PSSns). Actions and findings are based on a single empirical case abducted with academic themes. Whilst it is probable that the themes and actions have contributed towards the organization's successful growth, no absolute deterministic causality is claimed.
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using qfd for e business planning and analysis in a micro Sized Enterprise
International Journal of Quality & Reliability Management, 2007Co-Authors: Ben CleggAbstract:Purpose - The purpose of this paper is to show how QFD can be used as part of a structured planning and analysis framework for micro-Sized Enterprises to build-up their e-business capabilities. Design/methodology/approach - This case study has been produced using a new framework which integrates the balanced scorecard, value chain and quality function deployment techniques into an integrated framework known as the E-Business Planning and Analysis Framework (E-PAF). It has been produced using an action research approach. Findings - A new framework with a supporting case study is provided. This case study has demonstrated that the framework can be applied successfully to micro-Sized Enterprises (those with less than ten employees) to successfully plan new strategic and technical developments. This will enhance the online service that the company is able to provide. Research limitations/implications - This paper presents a single case study. The technical recommendations are currently being implemented. Originality/value - Such analytical techniques are most commonly associated with large organisations, and are not specifically associated with e-business planning. This paper provides a new framework that will be of general applicability to other similarly Sized Enterprises that are looking to improve e-business capabilities. © Emerald Group Publishing Limited.
Carina Mossinger - One of the best experts on this subject based on the ideXlab platform.
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better be careful the replenishment of abs backed by sme loans
Social Science Research Network, 2021Co-Authors: Arved Fenner, Philipp Klein, Carina MossingerAbstract:We investigate the replenishment of 102 asset-backed securities (ABS) backed by more than 1.7 million small- and medium-Sized Enterprise loans. Based on our extensive data set from 2012 to 2017 obtained from the first and only loan-level central repository for ABS in Europe, we reveal that loans added to securitized loan portfolios after the transactions' closing perform worse than loans that are part of the initial portfolio. We additionally provide evidence that originators induce these performance differences since they exploit their information advantage by deliberately adding low-quality loans to securitized loan portfolios. This adverse behavior is mitigated by originators' reputation efforts, by increasing transparency in the ABS market, as for example per the European Central Bank's loan-level initiative, and most effectively by their interaction.
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better be careful the replenishment of abs backed by sme loans
Research Papers in Economics, 2021Co-Authors: Arved Fenner, Philipp Klein, Carina MossingerAbstract:We investigate the replenishment of 102 asset-backed securities (ABS) backed by more than 1.7 million small- and medium-Sized Enterprise loans. Based on our extensive data set from 2012 to 2017 obtained from the first and only central loan-level repository for ABS in Europe, we reveal that loans added to securitized loan portfolios after the transactions' closing perform worse than loans that are part of the initial portfolio. On average, we find that loans added to securitized loan portfolios demonstrate a 0.42 percentage points higher probability of default. We additionally provide evidence that originators induce these performance differences since they exploit their information advantage by deliberately adding low-quality loans to securitized loan portfolios. This adverse behavior is mitigated by originators' reputation efforts, by increasing transparency in the ABS market, as for example per the European Central Bank's loan-level initiative, and most effectively by their interaction.
Michael P Griffin - One of the best experts on this subject based on the ideXlab platform.
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resilience and competitiveness of small and medium size Enterprises an empirical research
International Journal of Production Research, 2011Co-Authors: Angappa Gunasekaran, Bharatendra K Rai, Michael P GriffinAbstract:A small- or medium-Sized Enterprise (SME) is normally a company that employs about 50–200 people. Because of the globalisation of market and operations, and technological advances, the competition among SMEs has radically increased over the years, and their survival is increasingly dependent on a number of factors including resilience of SMEs to refocus some of their strategies and technologies. In this article, a review of selected literature has been undertaken on some of the SME characteristics and new strategies, techniques and technologies that can provide a competitive advantage and sustainability in the global market and operations. Based on the literature review, a framework has been developed with key factors/enablers that determine the resilience and competitiveness of SMEs. This framework has been empirically studied by collecting data from SMEs. It involves a sample of 40 SMEs in the Southcoast of Massachusetts and provides further insight into the key characteristics associated with resilienc...
